Your home insurance is meant to be financial protection in case of a mishap in your house. Here at Vargas and Vargas Insurance Agency, we are proud to provide our clients with top of the line insurance coverage, but in truth we would rather these mishaps never occur! That is why we dedicate many of our blogs to safety – in the home, in your car, in the snow, and even at work.
In this blog, we want to take a thorough look at the place where you likely spend the majority of your time: your home. Let’s break it down and go room-by-room pointing out safety hazards and how to avoid potential perils.
The Living Room
While your living room may seem pretty safe, there are still a few things that you need to keep an eye on. Entertainment systems should be hooked up using a reliable surge protector, and any tripping hazards (area rugs or children’s toys) should be monitored so that they don’t cause someone to trip and fall.
Arguably the most dangerous room in the house, the kitchen is full of potential hazards. Make sure that knives and other sharp implements are properly stored (covered, never loose in a drawer). Every kitchen should have an up-to-date fire extinguisher that every family member knows where to locate and how to use in case of a kitchen fire.
There is also a lot of moisture present in the kitchen, so make sure that you keep an eye out for black mold. If you see a spot and suspect that it could be mold, call a professional – it’s not something that should be trifled with. Also be watchful for this hazard in other moist places, like in bathrooms, laundry rooms, and basements.
The Laundry Room
Dryer lint causes many house fires in the US every year, so make sure that you clean your dryer’s lint trap after every load. Also check the dryer’s vent (or have a professional clean your vent) regularly to prevent buildup. If your dryer runs on gas, also regularly check the gas hook-ups to make sure there is no leak.
You spend a large chunk of the day asleep in your bedroom, so it is critical to ensure that you have an escape route in case of an emergency (like a fire). Bedrooms on the first floor should have a window that can be opened and climbed through. Bedrooms on the second floor will each need an additional escape ladder for a quick and easy exit.
Bathrooms (especially those with tile floors) are a slipping hazard. To ensure that there is less of a chance of someone having an accident, place non-slip bathmats in key locations in each bathroom, especially around showers and tubs.
Your car may seem safe and sound when it is parked in a closed garage, but you can never be too careful. Lock your car even when it is at home and remove any valuables from the vehicle. Remember that vehicles are a source of carbon monoxide, so make sure to never run your car in the garage when the garage door is closed.
If you store tools in your garage, make sure that they are secured – especially if you have children. Chemicals and flammable materials should also be stored safely and away from places that are exposed to extreme heat and cold.
We’ve posted several in-depth blogs about how to deal with safety in the backyard, so before the weather warms up do your research on pool safety, grilling safety and more.
In addition, consider adding security cameras to the outside of your home – they’re not just for the rich and famous anymore! These constantly vigilant eyes on your property can help to protect you from package thieves, monitor pets and children, and much more.
Speaking of home security, do you have a security system in your home? You can install one yourself or have a professional installation – the important thing is that you have a system that you can arm when you are away. Nowadays, you can also connect most home monitoring systems to your internet of things, allowing you access to the information from your smartphone.
Throughout your home, you should have one specific item: smoke alarms. They are critical in ensuring that your family is protected in case of a house fire. The National Fire Protection Association recommends one in every sleeping room of your home, as well as at least one on each floor of your home. Also make sure that you test or replace the batteries in your smoke alarms with every Daylight Saving Time clock change.
Now that you know these safety tips for all the rooms in your home, double down on your protection with a five-star home insurance policy from Vargas and Vargas Insurance. Call 617-298-0655 to speak to an experienced Dorchester insurance agent about your options, and to find out what we can offer you with a free home insurance quote. There’s no need to hesitate, because there’s no obligation.