
Arbella’s Winter Drive-in Schedule

“Black Friday”, the day after Thanksgiving Day is the kick-off to the holiday shopping season- it is also the start of what we like to call “fender bender frenzy”. Folks get caught up inthe hustle and bustle of holiday shopping and “crash”, you’ve been in an accident! It can really deflate your holiday spirit to come out to your car in the parking lot only to find that some other motorist has left their mark…a dent in the fender, a scrape along the door panel, or broken taillights…..not the holiday gift you were hoping for.
Don’t be a victim of “fender bender frenzy” by getting caught without the proper insurance coverage. Generally, even hit-and-run accidents are covered by your MA AutoInsurance policy under the Collision coverage. If when an unknown motorist inflicts damage, your car insurance policy typically covers the cost ofthe loss subject to your chosen deductible.
The best way to make sure you will be covered is to review your auto insurance policy with your agent. Your agent can confirm that you have all the necessary coverages you need to be properly insured. Vargas & Vargas suggests automobile drivers carry a $500 deductibles on their collision coverages. Call us today at 877.550.0025 and shop with confidence this holiday season!
The autumn leaves are falling; the days are shorter, and there is a chill in the air all the preludes to the entrance of winter. Some of us have already experienced the first few flakes of snow! The time has come for preparing your motorcycle for winter storage. Of course, getting your bike ready for winter is more than just parking it in the corner of the garage and throwing a tarp over it till next spring. Experts suggest that you take the time to do a proper motorcycle winter maintenance program to maintain your bike’s peak performance. The following are some helpful tips in prepping your ride for a long winter’s nap; however you should always refer the bike’s maintenance and repair manual for the manufacturer’s suggestions.
First clean and wax your motorcycle. This will keep all painted surface and chrome parts protected from dust and moisture.
When you park the bike you should put pieces of plywood under each tire, Make sure that the entire bottom of the tires are sitting on the wood, store your bike on a stand if possible. This will protect the rubber from cracking or rotting. Don’t forget to check the tire pressure and if any tires are low inflate to the proper pressure.
Next, drain the oil and flush the crankcase. This will keep the corrosive deposits from building up over the years. Now is the time to also replace the oil filter. So too can old gasoline damage your bike’s engine. The sediments in old gasoline can plug carburetors and fuel lines. Avoid this by either draining all fuel from the tank, carburetors and the fuel lines.
Inspect the wiring by sliding you fingers along all the wiring you can see, and feel for cracks or breaks in the insulation. If you find any damaged casings repair or replace them. Make sure all the connectors are tight and all are free of corrosion. Disconnect and remove the battery and store it in a warm vented place sitting on a piece of plywood to catch any acid leaks. The battery will discharge over the winter months and this can cause the battery to freeze and crack. Clean the battery post and the battery cables. Use fine steel wool or a battery cleaning tool. Once the posts are clean apply petroleum jelly. This will not affect the cable connections when you hook up the battery in the spring.
Prevent rust from forming on the chain or the shaft drive by lubricating with the manufacture recommended oils. Before you lube it, make sure the chain is clean. Any dirt left on the chain will cause the chain to wear faster and speed up the wearing of the sprockets
Take a look at the brakes for any wear or damage to the pads or the rotors. Make sure you top up the brake reservoir. Replace the air filter and wipe out the container it fits in if it has one.
Before covering your bike, make sure you plug the intake and exhaust so critters cannot get in and set up house!
Most insurance carriers offer special rates for winter storage of your motorcycle so remember to let your insurance agent know your bike is off the road for winter.
Take care to prepare your bike for winter storage and as soon as the snow melts in spring, she will take care of you on the open road!
And when it comes to all of your insurance needs, whether automobile insurance, homeowners insurance, business or life insurance, Vargas & Vargas Insurance is always available to answer any of your questions.
First things first:
2 weeks before:
The week before:
The Week of Thanksgiving
Monday and Tuesday:
Wednesday:
Thanksgiving Day:
Vargas & Vargas wishes you and yours a Safe and Happy Thanksgiving!
Most insurance policies contain a vacancy provision, a Massachusetts homeowner’s policy does have a vacancy exclusion that typically applies after a home has been empty for 30 to 60 days when the policy starts removing coverage.
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For more information regarding coverage on your vacant or unoccupied properties call Vargas & Vargas Insurance Agency, your local independent insurance agent.