Health insurance is a part of life. It helps cover the cost of your visits to doctors and your prescription drugs, and that’s all most people use it for. Here at Vargas and Vargas Insurance Agency, we want to make sure that you get the most out of your Boston Health Insurance policy – that’s why we’re sharing the following eight tips!
Remember, though, that every insurance provider is different and not all will offer each of these benefits. To find out more about what you can get from your health insurance provider, speak to a Boston insurance agent at Vargas and Vargas Insurance.
Get Health Screenings and Shots – Most health insurance plans offer coverage for preventative health screenings (for cancer and other health concerns) and shots and vaccines.
Join Disease Management Groups – If you have a chronic disease or mental health issue, find out if your insurance provider offers counselling, support groups, or education.
Investigate Pregnancy and Baby Support – Mommies (and even daddies) to be can often receive classes, support, and education involving prenatal and postnatal care for mom and baby.
Attend Classes and Seminars – Are you interested in learning more about nutrition, fitness, and other health-related topics? In addition to following the Vargas and Vargas Insurance Blog, see if your insurance provider will cover the cost of taking a class or attending a seminar on these topics.
Look into Smoking Cessation Offers – For those of you trying to kick a smoking habit, make sure that you take advantage of any and all assistance offered by your health insurance provider. This can include coaching, support groups, and even discounts on certain smoking cessation products.
Inquire about Health Assessments or Coaches – Some Boston health insurance plans offer free health screenings which can test your blood pressure, cholesterol, and BMI. In some cases, health insurance companies will also offer free or discounted health coaching to help you reach your health goals.
Take Advantage of Available Discounts – Ask your insurance agent if you qualify for discounts on health products and services through your insurance provider. This can include savings on anything from gym memberships to LASIK eye surgery and much more.
Explore Rewards Programs – Did you know that some health insurance providers will reward you for being healthy? You could get an incentive for exercising, eating well, or meeting certain health goals.
The bottom line is that most health insurance companies want you to be well, and they’re willing to offer these benefits in order to help you get and/or stay that way. Discover what incentives your provider offers, and take advantage of the deals to get the best bang for your health insurance buck.
To find out more about how to get the most from your Boston health insurance policy, speak to your Vargas and Vargas Insurance agent today – just call 617-298-0655. We will be more than happy to review your policy, get you a quote, and to help find the right health insurance for you and your loved ones.