Flashback Blog: Boston is No Stranger to Fire

The city of Boston has been destroyed by large blazes multiple times. The first devastation of fire occurred in 1631; just one year after Boston was officially established.

Here are a few tips to keep you from having to file a fire damage claim on your home insurance.

The first thing you should cement in your mind is to never leave a flame burning where it cannot be seen. Enjoying an aromatherapy session with some scented candles? Even if you need to leave the room for just a moment, blow them out. You never know if something will delay or distract you from returning immediately.

Keep pets, especially agile cats, away from lit candles, scented oil burners, and other open flames. They could bump or knock over the materials, causing a fire that could have been avoided. On the same train of thought, teach your children proper fire safety. Flames and the resulting smoke can be very dangerous.

In case a fire does occur, despite your best efforts to handle flames safely, make sure you have up to date insurance in Boston, MA. Boston boasts median home values above $100,000. 

Without coverage, how would you repair or rebuild your home after a fire ravaged your property? Avoid this potential financial burden by requesting a free insurance estimate today and putting your coverage in place. 

With Vargas & Vargas Insurance, you can get the coverage you need for your home. Click here to contact us today for more information!

Flashback: Fallen Leaves in Autumn Leave You Liable!

There is no doubt that the beauty of the autumnal leaves is a highlight of the season.  But such splendor can mask danger. 

Those same beautiful leaves can be dangerous once they hit the ground! Fallen leaves can cause slippery conditions because they contain a large amount of water. 

Fall is also a time when we experience the first frost,which can add to the slippery surfaces. As the temperature drops, the wet leaves can freeze with a thin layer of ice creating hazardous conditions.

In addition, during the fall, the sun rises later, sets earlier, and often brings foggy days.  This limited exposure to sunshine does not allow for wet/frozen leaves to dry out and pathways and walkways are now dim.   All can contribute to a greater potential for accidents.

School is in session and children are walking out and about, your postal worker delivering your mail, and of course come Halloween “trick or treaters” will be traversing your property. 

These are all potential liability claims should they slip and fall on your property. It only takes one false step to become the victim of a “slip-and-fall”accident.

Avoid any chance of injury to yourself or others by clearing walkways and driveways of all fallen leaves, and ensure that they are well lit.  If you currently use landscape lighting on a timer, be sure to reprogram your timers in anticipation of the end of daylight savings time.

Protect your family and yourself against these all too often occurring accidents by reviewing your Massachusetts homeowner’s insurance coverage with your agent today. Call us at 877.550.0025.