As heavy rains subside, or snow melts many homeowners and renters are left wondering: Will my insurance cover the water damage in my basement? Unfortunately, for most, the answer is ‘probably not.’ Standard home[...]

Winter brings cold weather and snow, creating a beautiful scene. While kids enjoy playing in the snow, homeowners face challenges. Snow and ice can damage your home inside and out, and there’s also a risk of[...]

Starting a business can be challenging, but by breaking down the process into distinct steps, it can become more manageable. Instead of feeling overwhelmed and unsure of where to begin, follow this 10-step guide[...]

During different seasons, claims adjusters encounter different types of claims. Leaves falling from trees can cause drivers to skid. Wildlife often crosses roads without paying attention to traffic. Rushing driv[...]

Builder’s risk insurance is a crucial aspect of your project, providing personalized protection for the structure and materials until the project is finished. Vargas & Vargas Insurance, we’ve assisted countle[...]