When you have a classic car, it works a little differently from regular vehicles. There are several concerns that come with classic cars that later models don’t come with. With classic car insurance in Massachusetts, you can get the protection that you need from your insurance policy. If you need coverage for a classic car, give us a call at Vargas & Vargas Insurance in Dorchester, MA to find out more.
Coverages of Classic Car Insurance
The protections that are found in regular vehicle insurance are the base of classic car coverage. Added to this are the specific coverages needed for classic cars. However, a classic car policy is usually used instead of regular auto insurance. Like regular car insurance, the coverage types in a classic car policy can include personal injury protection for your own injuries in an accident, bodily injury liability, for other people’s injuries, and collision coverage for damage to your own car. It also should have property damage liability protection as well as coverage for getting into an accident with an uninsured or underinsured motorist. Having each of these types of coverage is ideal for the car you love having.
Classic Car Components
In addition to all of the regular coverage, types are types that are unique to classic car insurance. There is the agreed value coverage that covers it for its specific value as a classic car rather than simply the make, model and year of the car. There is also a flexible usage allowance. For many people, the car needs protection, but the car isn’t driven very often. You might be a classic car owner who drives it every day, or you may take it out only occasionally, and your insurance needs to reflect that. There is also coverage for 24/7 roadside assistance for collectible vehicles that is available for emergencies.
Get Classic Car Insurance
If you need to cover your classic car, call us at Vargas & Vargas Insurance in Dorchester, MA.