To Escrow or Not To Escrow?

Posted on December 3, 2019December 1, 2019 by cvargas

Many Homeowners have an escrow account for their mortgage payment. The purpose of the escrow account is to maintain a balance of funds the mortgage lender uses to pay bills on behalf of the Homeowner such as propert[...]

Archive Revival: Why Is Renter’s Insurance Important?

Posted on November 5, 2019November 5, 2019 by cvargas

Most people fall into one of two categories: They either own their home or they rent it. If you rent your home, you don’t need a homeowner’s insurance policy. You need what’s called renters insurance. Th[...]

Managing Growth

Posted on August 27, 2019August 19, 2019 by cvargas

Growth can sneak up on us. Whether it’s your family or your business, one day you realize you’ve grown larger than when you started. Two cars when once there was one. Five employees when previously you had[...]

Fire Hazards in Your House

Posted on August 20, 2019October 12, 2019 by cvargas

Fire hazards are everywhere. Yet, we often ignore the danger, or, worse, we’re completely unaware of the lurking, imminent threat of fire breaking out. Fire is a devastating event, inflicting tremendous damage, sev[...]

5 Ways to Reduce Your Insurance Costs. #3 Will Blow You Away!

Posted on July 30, 2019July 24, 2019 by cvargas

Saving money isn’t a responsibility you should hand off to someone else, especially if that someone else is the insurance company. Knowledge is power. With these 5 tips, you’ll have the power you need to negot[...]

Summer Preparedness Part 3: Driving

Posted on June 25, 2019June 19, 2019 by cvargas

Happy days driving around on a golden Summer afternoon, or touring quaint villages, maybe driving town to town on a meandering route. School’s out and it’s vacation time! Chances are pretty good you’ll be using[...]

Summer Preparedness Part 2: Your Household

Posted on June 18, 2019June 19, 2019 by cvargas

Bags are packed; the car is loaded. And away we go! What fun we’ll have on our vacation. Pump the brakes! We don’t want to be a party-pooper, but we want to remind you that while your home is unattended, [...]

Summer Preparedness: Part 1: Vacation

Posted on June 10, 2019June 9, 2019 by cvargas

You’d think preparing to go on vacation would be as tranquil as the vacation. Too often it’s not. The hectic days leading up to vacation time include preparing for the departure from home and office and prepar[...]

How Much is Your Property Worth?

Posted on June 3, 2019June 3, 2019 by cvargas

Some possessions in your home are more valuable than others. These items can be a curated collection, such as fine porcelain figurines, baseball cards or comic books. Other valuable items can be heirloom jewel[...]

Agency vs. Online

Posted on May 27, 2019May 20, 2019 by cvargas

“You get what you pay for.” Everyone loves to shop for a bargain, a discount, a reduced price, more features for less money. One might also say, “You don’t get what you don’t pay for.”When you’re buying i[...]

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