Vargas & Vargas Insurance

1133 Washington St
Dorchester, MA 02124

 Get Directions

The Toll of Commuting on Your Wallet and Your Car


Have you ever tried to calculate how much you spend a year going to and from work? According

to the UrbanMobility Report, the average American commuter loses 34 hours and $750 annually to their lengthy drives. While some of the traveling costs may be unavoidable, there are measures you can take to reduce the commute’s toll on your wallet and your car as much as possible.

Save money when gassing up. Gas stations are more expensive off of the highways and in the city. By making a point to find and fill up at a cheaper station, you could save a few dollars each week, which adds up over time. Find the lowest gas stations in your area with GasBuddy. Another way to save money at the pump is to apply for a gas rebate card, which will give you a discount every time you fuel up.

Look for parking discounts. If you work in the city, you probably have to pay for parking each day. Fortunately, many garages in Boston have early bird specials and monthly discounts. In addition, you can get special parking deals and coupons by visiting Central Parking.

Take advantage of public transportation. To keep your costs down, use the MBTA to get to and from work each day. The benefits of doing so will extend beyond your wallet. You can use that time to relax instead of driving in rush hour traffic. Additionally, your annual car mileage and accident risk factor will decrease, allowing you to receive potential discounts on your car insurance policy

Furthermore, the APTA details the environmental benefits from utilizing public transportation. You also can consider carpooling with co-workers who live near you. 

Change your work hours. Companies are becoming more flexible with the traditional 9 a.m. – 5 p.m. workday. If the lengthy commute is taking up too much of your time and adding unnecessary stress, suggest arriving early and leaving early. There will be fewer cars on the road, saving you time and gas.

Or, talk with your employer about telecommuting to see if it would be beneficial for you.

Check into your employer’s programs. Some employers offer their employees certain benefits that allow them to pay for parking and transit with pre-tax dollars. The National Center for Transit Research provides information on commuter tax benefits, which can save you $50-$100 each month. 

Invest in fuel efficiency. Not only will a fuel-efficient car save you more money on gas, but it also helps reduce climate change and increase energy sustainability.  Autobytel and the U.S. Department of Energy list the top cars and trucks with the best gas mileage and fuel efficiency. 

While these tips will help you save money and time during your commute, they also will aid businesses as a whole. According to NPR, driving time is taking away from a company’s productivity. Following these measures to cut costs on your commute ultimately will benefit the economy as a whole. 

In addition, if you are looking to save money on your car insurance, the dedicated staff at Vargas & Vargas Insurance is here to help. 

Call 877-550-0025 today and speak with a knowledgeable agent to get the coverage you deserve at the right price for you.

Servicing States

  • Massachusetts


More Testimonials

Partner Carriers

  • Arbella Insurance
  • Commerce
  • Mass Property
  • New London County Mutual
  • Norfolk and Dedham
  • Pilgrim
  • Plymouth Rock
  • Safety
  • Travelers
  • Vermont Mutual