Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

April 2, 2017

Having your own Recreational Vehicle is a great way to take road trips in comfort. If you’ve had an RV for several years, or if you are thinking of getting into the game, we would like to share a few tips that will keep you safe while on the road. As with most aspects of life, a little bit of preparation goes a long way, so take a few minutes to brush up on your RV safety with these guidelines:

Have the Right Tools

Recreational vehicles are larger than the typical car, and that makes it more difficult to plan your route. You need to know the clearance of bridges and tunnels along your route to know whether you will fit under them. That’s where a road atlas made specifically for large vehicles like RVs and semi-trucks can come in handy.

Another important tool to have on hand in your RV is a first aid kit. You never know what might happen while you’re out having RV adventures, so make sure that your kit is stocked with the essentials – especially if you plan on doing any RV camping.

Realize the Value of Maintenance

An RV is like a car and a home in one – and that means that maintenance is doubly important. To make sure that you follow your manufacturer’s recommended maintenance schedule, write it down in your calendar. Make sure to include checking under your hood, as well as your lights, tires, and hitch. Also remember to maintain the living area of your RV, including cleaning your cooking vent and changing the batteries of your smoke detector and checking your fire extinguisher.

Make Your Plans Adjustable

Weather can be dangerous, even for regular sized automobiles. Your RV’s size makes it even more susceptible to the dangers of heavy rain, fog, and ice. If you know that you’re heading for an area that can fall prey to bad weather, make sure to give yourself plenty of time to make the trip. That way you won’t feel rushed, and can decide to postpone your trip if the weather gets bad.

Have a Breakdown Plan

You never expect to break down, but having a plan will make the situation much less stressful if it ever occurs. Have emergency telephone numbers (including the ones for our agency) saved in your cell phone, as well as written in an accessible location in your vehicle. Also make sure that a friend or family member knows your travel plans in case of emergency.

And remember – the best way to protect your RV and its precious cargo is with a Massachusetts RV insurance quote from the insurance experts here at Vargas and Vargas Insurance Agency. One quick call to 617-298-0655 will get you on the path to the protection that you deserve. Don’t even think about hitting the road again without at least calling for a free insurance evaluation from our experts – we can evaluate your current policy and alert you if there are any gaps in your coverage. Don’t leave yourself open to disasters, call our agency today!

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