About Vargas & Vargas Insurance – A Dorchester Insurance Agency Rooted in Community

For over 40 years, Vargas & Vargas Insurance has served as a trusted independent insurance agency in Dorchester, MA. Founded on a mission to help local families and small businesses get the coverage they need with honest advice and exceptional service, we’ve grown into one of the most respected family-run agencies in the Boston area. We’re proud to be part of the neighborhood—helping clients from Mattapan to Milton and beyond protect what matters most, one policy at a time.

Built on a Promise to Serve, Grown by Trust

Since the early 1980s, Vargas & Vargas Insurance has focused on one thing: doing what’s right for our clients. As an independent insurance agency, we represent dozens of top-rated carriers, which means we work for you—not the insurance companies. Whether you're shopping for home insurance in Dorchester, auto coverage in Roxbury, or business protection across Boston, we’ll help you understand your options, compare quotes, and choose the plan that fits your life—not someone else’s agenda.

We’ve built long-term relationships by being proactive, responsive, and fully invested in the needs of our community. Our clients know they can count on us year after year—not just at signup, but when it really matters.

Local Values That Guide Everything We Do

As a family-owned insurance agency in Boston, our values are more than a mission statement—they're a way of doing business. We treat every client like a neighbor, because here, you are. From helping first-time homebuyers in Ashmont to working with longtime business owners in Uphams Corner, we’re committed to delivering personal attention with every policy.

Here’s what that means for you:

  • Florida Circuit Courts
  • District Courts of Appeal
  • Florida Supreme Court
  • U.S. District Court for the Middle District of Florida
  • U.S. Supreme Court (in select matters)
  • Personalized insurance advice based on your goals—not just a quote
  • Annual policy reviews to ensure you’re never overpaying or underinsured
  • Bilingual service and cultural sensitivity for our diverse community
  • Local knowledge of Dorchester, Boston, and the surrounding neighborhoods
  • Support before, during, and after a claim—because real service doesn’t end at the sale

Whether you're insuring a new car or reviewing your life insurance needs, we’ll be here to guide you.

Recognized by Our Community and Industry

We take pride in earning the trust of both our clients and our peers. Over the years, we’ve been honored to receive recognition for our service and community commitment.

Our affiliations include:


Better Business Bureau – A+ Rating
We’ve maintained this rating through years of consistent, ethical service.


Trusted Choice® Independent Agent
This national designation reflects our commitment to transparency, integrity, and client-first service.


Local Business & Civic Groups
We actively support local organizations, sponsor events, and collaborate on initiatives that make Dorchester and surrounding neighborhoods stronger. We’re proud to give back to the same community that’s supported us for four decades.

Let’s Make Insurance More Human

You don’t need to navigate insurance alone. Whether you’re starting a new policy, reviewing existing coverage, or simply have a question—we’re here, and we’re ready to help.


Phone: 617-298-0655
Text 617-409-0329
Visit: 1133 Washington St, Dorchester, MA 02124: