Ideas to Reduce Premiums
- Take steps to make your home as disaster resistant as possible. For instance, consider adding stronger doors, storm shutters and reinforced roofing for added protection from hurricanes and other disasters. Many insurance companies will reduce premiums based on these upgrades. Visit http://www.ready.gov/america/beinformed/hurricanes.html to more tips on how to protect your home against disasters.
- Many of our insurance carriers offer homeowners discounts for new or recently renovated properties. Because a newer home usually results in fewer losses, some insurers reduce rates by up to 25% for homes that are less than five or ten years old. Likewise, homes that have had significant renovations completed by a qualified contractor can also qualify for reduced insurance premiums. Contact us today and find out if you qualify.
- Improve the safety and security of your home. Items such as burglar alarms, deadbolt locks and smoke detectors can reduce your monthly premiums.
- Maintain an outstanding credit rating. Many insurance companies utilize credit scores in determining homeowner’s premiums. Achieving and preserving a strong credit score can result in a monthly premium discount.
- Consider the possibility that other discounts may apply. Our Insurance carriers offer a variety of options such as: long term customer discounts, senior citizen discounts, loss-free discounts, or multiple policy discounts.
- Is it time for a Homeowners Review? Perhaps we can save you money. Let us shop the best value for the best price- as an independent agent we represent a variety of carriers.
- Combine and Save! Vargas & Vargas has saved some clients up to 30% just by combining their Home & Auto Insurance. Contact us and let us save you money too!
Your home is your castle, and there are many steps you can take to protect this valuable asset in the most efficient manner possible. Ask us, we are here to help!
