Black Friday Can Give You the Blues

Carlos Vargas

“Black Friday”, the day after Thanksgiving Day is the kick-off to the holiday shopping season- it is also the start of what we like to call “fender bender frenzy”. Folks get caught up inthe hustle and bustle of holiday shopping and “crash” , you’ve been in an accident ! It can really deflate your holiday spirit to come out to your car in the parking lot only to find that some other motorist has left their mark …a dent in the fender, a scrape along the door panel, or broken taillights…..not the holiday gift you were hoping for.

Don’t be a victim of “fender bender frenzy” by getting caught without the proper insurance coverage. Generally, even hit-and-run accidents are covered by your MA AutoInsurance policy under the Collision coverage. If when an unknown motorist inflicts damage, your car insurance policy typically covers the cost ofthe loss subject to your chosen deductible.

The best way to make sure you will be covered is to review your auto insurance policy with your agent. Your agent can confirm that you have all the necessary coverages you need to be properly insured. Vargas & Vargas suggests automobile drivers carry a $500 deductibles on their collision coverages. Call us today at 877.550.0025 and shop with confidence this holiday season!

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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