Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

With the heat index increasing each day, the need for sunscreen becomes more important! Using sunscreen allows you to maintain healthier skin by eliminating sun burns and reducing the risk of skin cancer. Also by living a healthier life, your health insurance premium has the potential to decrease for you and your family.

According to the HuffingtonPost , the best sunscreen supplements to use are mineral sunblocks with Titanium Dioxide and Zinc Oxide as active ingredients. sunblocks that have these ingredients in them are the best to use because they block out UVA and UVB rays and allow low penetration of the sun on your skin.

Every sublock bottle has an SPF listed on the front. But do not believe that the highest SPF is the best. According to the NYTimes , even the 100+ SPF sunscreens do not offer 100 percent protection against the harmful rays from the sun. The 100 SPF sublocks block out 99 percent of sun rays, SPF 50 blocks out 98 percent and SPF 30 blocks out 96.7 percent of the harmful sun rays.  For example, if an individual starts to acquire a sun burn after 45 minutes of sun exposure and they apply SPF 30 to their skin, they will be protected from the harmful rays for 30 times longer.

Vargas & Vargas Insurance Agency offers the best protection for you and your family. Whether your needs are for auto, home, life, commercial or life insurance, our clients who all deserve the best protection at the best price. Call Vargas & Vargas Insurance Agency and find out why we are “famous for our service” and why so many families and businesses trust us to protect their assets from the harmful elements of the world.