Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

Home safety is a significant concern for people everywhere. Home is where your heart is, but it is also where many accidents happen. Many accidents in the house are preventable if the correct measures are taken in advance. At Vargas & Vargas Insurance in Dorchester, MA, we want to make your home safer by providing you with the best and most affordable home insurance. 

Many things we use daily in our homes are not safe if ingested by pets or children. It can be things like cleaning products or even laundry detergent. If you treat weeds in your lawn, these products may be unsafe if your pet or children get into them. Keep these products in a locked cupboard if possible but at the very least in a high location. 

Falls are a major risk in the home. Some simple things, such as never placing things on stairs and removing clutter, can help decrease the risk. Don’t run extension cords across spaces where people walk; they are a trip hazard. Add slip-resistant mats or decals to your tub or shower. Make sure that the lighting is adequate so that you can see where you are going, and use night lights or motion activation lights. 

Some things that can help keep you safe are just common sense things. Set your water heater temperature to a safe temperature. One hundred twenty degrees is recommended. Never climb a ladder alone; always have a spotter. Have a fire extinguisher in your home for small fires. Have smoke detectors and make sure they are working. 

Contact Vargas & Vargas Insurance in Dorchester, MA, either through our website or by calling or visiting our office.