Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

One of the main dangers to your home in the event of a severe storm is wind damage, not only from the wind itself but from flying debris that may be hurled against your house. With tornado season under way in many parts of the country, and hurricane season just around the corner, it is well worth taking a few steps to reduce the chance of loose debris threatening your home. Even a fairly small object can cause damage serious enough to lead to a claim on your Mass home insurance if it is thrown against a window or door with enough force.

Take a look around your property and backyard. A few things you might want to consider removing include:

•Loose or dead tree branches
•Rocks
•Trees that could be blown over
•Lawn ornaments including gnomes and statues

When a storm is imminent make sure to secure any larger loose objects such as garden furniture, pool covers and shed doors. Bring whatever you can inside and make sure the rest is bolted down as securely as possible. By reducing the chance of flying objects becoming property damaging missiles you could help to protect your home and decrease the chance of having to make a claim on your Mass home insurance. 

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