Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

The New England Patriots have done it again – our boys will soon be on their way to Houston to play in the Big Game! Now that we know the lineup, it’s time to start planning a watch party with a red, white, and blue theme (my apologies to anyone from Atlanta).
If you’re going to have anyone over to watch the game on February 5 th , make sure that you consider these party planning and safety tips from your friends at Vargas and Vargas Insurance Agency:
- Ask your guests ahead of time if they have any food allergies, and plan your menu accordingly.
- Before anyone arrives, move valuable and breakable objects to a room that isn’t a part of the festivities. If any of your belongings (or a part of your home) is damaged during the party, call your local insurance agent to start a home insurance claim!
- Make sure that everything is safe for your guests – you don’t want any hazards around the house, like an icy sidewalk or rug that could be tripped over.
- If you are serving alcohol, make sure that all partygoers have a designated driver, and don’t let anyone get too impaired.
- If you’re going to be frying any of your party foods, keep guests (especially children) away from the fryer and out of the kitchen.
Have a great party, and make sure to show your Patriots pride on the Vargas and Vargas Insurance Facebook Page ! We want to see how you are rooting for the team! And remember – to make sure that you are fully prepared for any house party, call for a free home insurance review at 617-298-0655 .



