Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

Planning for renovations can be a complex business. First, you have to decide whether you’re going to stay in the house during the project, or move into temporary accommodation. Then you need to figure out a whole pile of other things, including the Mass home insurance ramifications during and after the work.

One of the biggest issues you could face is site security. For those of you who plan to stay on in the house while the renovation is underway – which might be possible if it is relatively minor work or you can stay in another part of the house – this might be easier. If you be able to stick to your normal routine it could work out well, particularly if one family member is normally at home during the week.

Moving out while the work is being done could pose more of a problem. Your house becomes a building site that is open to your team – builders, plumbers, electricians and other contractors could be coming and going at different times throughout the project. It might be difficult to keep track of all personnel and be aware of who should and shouldn’t be there.

Call us to discuss the potential security issues for your home during this time and how they may impact on your Mass home insurance. We can discuss various strategies with you, and help you ensure that you have everything in place to minimize any possible security and financial risks.

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