Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

Spring is a time for new projects. It’s also an excellent time to review your current home insurance policies to make sure they are working for you. If you live in the Dorchester, MA area, Vargas & Vargas Insurance is here to help you every step of the way. 

If you are like many homeowners, you know that you need insurance to protect your home. Almost all financial institutions require that a homeowner have such insurance if they issue a mortgage on your home. However, even if your home is entirely paid off or the financial institution that you deal with does not require you to have insurance on your home, it is still a good idea to do so.

Why is it a Good Idea to Have Home Insurance? 

Your home is probably going to be the largest purchase you ever make in your life. It makes sense that you should protect it to the best of your ability. Having it insured protects your financial situation if something catastrophic should happen. If you are like most people, you don’t have several hundred thousand dollars sitting around that you can tap into should you have to replace your home unexpectedly. That’s what home insurance is for. 

It’s a good idea to undertake a review of your home insurance at least once a year with a representative from Vargas & Vargas Insurance. With a variety of ways to contact us via text, phone call, and email, you can also head to our office at 1133 Washington Street in Dorchester, MA. There, the friendly and knowledgeable staff will carefully go over your current home insurance policy with you to determine if your needs are being met. If they are not, you’ll learn about the many different options that can be added to your policy to offer you the coverage you need.