Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

Did you know that approximately 68% of US households own at least one pet? Here at Vargas and Vargas Insurance, we love our furry friends, and our clients love them too! We want to help all of our dog-loving customers with these three facts that all dog owners should know about their Massachusetts home insurance policy :

• Breed (Sometimes) Matters : Some insurance providers will make the decision on whether to offer you home insurance based on the breed of your dog. They may also set your premium based on the breed. Each provider is different, so check with your insurance agent to find out if your breed is on any ‘restricted’ lists.
• Be Proactive : Insurance providers love to offer discounts for being proactive. This is true for auto and home insurance, and can even be true for you and your dogs! Insurance providers often see dogs as a liability risk, but some will provide a discount if you can prove that your canine is well-behaved. Ask your home insurance agent to find out which insurance providers offer this discount, and which courses are required. One great example of this certification is the AKC’s Canine Good Citizen program.
• Your Insurance Agent Can Help : Here at Vargas and Vargas Insurance, we have lots of experience finding home insurance for pet owners. Speak with one of our agents to find out which insurance provider will provide you with the right coverage.

If you have a dog, or are in the market for a furry friend , call Vargas and Vargas Insurance Agency for help with your Massachusetts home insurance policy. We will help you shop around for the best insurance provider for your family, including your fur babies.