Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

Do the necessities of life include insurance in Boston, MA ? Boston residents may disagree on the answer to this question. While there is no denying you may be able to survive without coverage, is that the right decision? There are many valid reasons to obtain an insurance policy.

In some instances, insurance is required. Many states mandate drivers to maintain a certain amount of coverage. In Massachusetts, the minimum requirements include bodily injury, personal injury protection, and property damage. When obtaining a car or home loan, lenders may also require you to obtain insurance before being approved. Failing to do so could lead to the loan being voided.

The official City of Boston website offers the public a listing of local crime statistics for the past few years. In 2008, there were 3,469 burglaries, 7,955 acts of vandalism, and 2,400 vehicles stolen. Considering the amount of crime the city boasts, insurance may seem like a pretty good idea to many individuals. Without a policy, you could be left with losses you have no way to cover.

When it comes to insurance, Boston, MA locals may decide to pass on coverage because of fears about the expense. The truth is that you may well be able to get affordable insurance. Contact one of our agents now to get a quote.

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