Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

“Black Friday”, the day after Thanksgiving Day is the kick-off to the holiday shopping season- it is also the start of what we like to call “fender bender frenzy”.  Folks get caught up inthe hustle and bustle of holiday shopping and “crash” , you’ve been in an accident ! It can really deflate your holiday spirit to come out to your car in the parking lot only to find that some other motorist has left their mark …a dent in the fender, a scrape along the door panel, or broken taillights…..not the holiday gift you were hoping for.

Don’t be a victim of “fender bender frenzy” by getting caught without the proper insurance coverage. Generally, even hit-and-run accidents are covered by your MA AutoInsurance policy under the Collision coverage. If when an unknown motorist inflicts damage, your car insurance policy typically covers the cost ofthe loss subject to your chosen deductible.

The best way to make sure you will be covered is to review your auto insurance policy with your agent.  Your agent can confirm that you have all the necessary coverages you need to be properly insured.  Vargas & Vargas suggests automobile drivers carry a $500 deductibles on their collision coverages.  Call us today at 877.550.0025 and shop with confidence this holiday season!