Vargas & Vargas Insurance

1133 Washington St
Dorchester, MA 02124

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Fill in the Gaps with Umbrella Insurance

Your auto, property, and business insurance policies cover most of your valuables. But for those with multiple properties, luxury items, and other high-dollar assets, these policies may not fully cover your investment. If a complete loss occurs, you could be left footing the bill.

Vargas and Vargas Insurance in Dorchester, MA offers insurance policies to protect the things you care about most. Our experts are able to customize a package of policies to fit your specific needs. However, all policies have their limits.

Umbrella insurance policies provide additional coverage for your existing plans. Here are several ways an umbrella policy can protect you financially.

Commercial Umbrella Insurance

A lawsuit, natural disaster, or economic fluctuations can contribute to the ruin of a thriving business. You may need more than your current policies provide if a catastrophic event takes your property and inventory.

When the liability limit on your primary policy is reached, your umbrella policy will provide additional funds to get you back on your feet. This removes the financial burden when problems occur, giving you the peace of mind to deal with other issues. Your losses from legal judgments, natural disasters, and theft may be covered.  

Umbrella Policies for Home and Auto

For most people, your primary residence and vehicle are your largest assets. If your house burns down or your car gets totaled, primary policies may help pay off what you still owe. Any extra may not cover the cost of replacing your property.

After your auto, renters, or auto insurance pays their share, an umbrella policy further reduces your out-of-pocket costs for replacing your property.

Contact the insurance experts at Vargas and Vargas Insurance in Dorchester, MA. We can help you decide if umbrella insurance is the right strategy for you.

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