Vargas & Vargas Insurance

1133 Washington St
Dorchester, MA 02124

 Get Directions

Prepare for Fall and Winter Storms

In the Fall and Winter, New England can get hit with some nasty hurricanes and blizzards. Don’t wait until the last minute to prepare your family – do a little bit of prep now and you will be ready when a storm threatens the area. Here is a list of some of the things that you should have to get you started:

  • Food and Water – You should always have enough nonperishable foods and water for each member of your household to last one week or more. This typically means one gallon of water per day, plus foods like canned goods, and dry foods like cereal, nuts, crackers, and protein bars. And don’t forget to keep an emergency food supply for pets also!
  • Clothing – Each person in your household should have access to plenty of warm clothing, including hats and gloves.
  • General Supplies – If a storm is coming your way, make sure you have essential supplies handy. These will include flashlights and extra batteries, a first aid kit, paper dishware and plastic cutlery, paper towels, toilet paper, medications, and more.
  • Tools – You will need a few tools to weather a storm. Scissors and a manual can opener are a must. In addition, it would help if you had access to a pocket knife, multi-function tool, and a fire extinguisher.

While you’re preparing for potential storms, you should gather digital items as well as physical. There are certain phone numbers you should have stored in your cell phone. These include your local fire and police lines, the power company, the nearest hospital, and your insurance providers. To find out if your insurance is ready for a fall or winter storm, call Vargas and Vargas Insurance Agency at 617-298-0655.

Read More

Four Tips for a Healthier Autumn

Temperatures are slowly dropping here in Massachusetts. As you prepare for the leaves to change (and eagerly await your first Pumpkin Spice Latte of the year) make sure that your focus stays on being at your best. One of the most important ways to stay at your peak is to stay healthy. Here are some tips on how to stay healthy in the Fall months:

  1. Don’t Skip the Flu Shot: No one wants to get the flu, so prevent it with a flu shot (if you are eligible). Also do your best to avoid getting a cold by keeping your hands clean, among other preventative techniques.
  2. Embrace a Pumpkin Diet: In addition to being a great decorating item, pumpkins are a great food! They are high in vitamins A and C, and the seeds are a great healthy snack when roasted.
  3. Enjoy the Weather: Fall is the perfect time to get outside and exercise. Winter’s harsh cold will be here before you know it, so don’t squander this perfectly crisp and cool weather.
  4. Plan Ahead for Holidays: It’s never too early to start making plans for Thanksgiving. If you’re hosting friends and family, make sure that there are plenty of healthy options on the table.

For more great tips on how to be at your best, stay tuned to the Vargas and Vargas Insurance blog. And remember, our agents are here to help with all of your Massachusetts insurance needs – just call 617-298-0655 with your insurance questions, and let us know if you would like a quote!

Read More

Should You Stage Your “For Sale” Home?

When trying to sell your Massachusetts home, you know that it is important to do everything you can to entice buyers. One of the best things you can do to increase interest in your home is to stage it. Depending on the Boston real estate agent you work with, they may recommend staging your home right away, or waiting to see the initial interest to evaluate the need for professional staging services.

It is important to note the value in staging a home that’s for sale. In the 2017 Profile of Home Staging from the National Association of Realtors, you can see facts that may convince you to stage your home from the outset of your sale, including:

  • 49% of buyers’ agents said that a staged home had an effect on their buyer’s view.
  • About one third of buyers’ agents said that staging a home increased the dollar value offered on the home. 50% of sellers’ agents said this increase was up to ten percent.
  • In addition, nearly 40% of sellers’ agents said that staging a home ‘greatly reduces’ the amount of time that the home is on the market.

If you’re thinking of listing your home for sale, contact Vargas and Vargas Insurance Agency for a list of trusted Massachusetts real estate agents. We work with some of the best in the business, and we would be happy to help you chose the real estate agent that’s right for you. And remember to call us at 617-298-0655 for help with all of your Massachusetts insurance needs.

Read More

Do I Have to File a Claim?

FAQ: Do I Have to File a Claim?

We’ve all been there – you have a very minor issue with your home or car, and you think “I can handle this on my own… Do I have to tell my insurance company?” While it’s true that the answer depends on many factors (including your insurance provider and the terms of your coverage) here are some thoughts that can help you navigate this confusing situation:

Check your policy conditions –  there may be language within that requires you to submit a claim. If you fail to notify your insurance provider about any occurrence that may result in a claim, you could be in violation of your policy condition, which could result in forfeiture of coverage for the incident in the future. This means that if the situation turns into more of a mess at some point, you may be up a creek without a paddle!

Most people would agree that it’s better to submit a claim from the onset rather than risk the potential of having no help from your insurance provider if the problem gets more complicated.

As you know, Vargas and Vargas Insurance Agency is always available if you need to make a claim on one of your Massachusetts insurance policies. There are many ways to contact us – call 617-298-0655 during office hours, call our 24/7 line at 617-322-5289, text 617-409-0329, or email us. We will always do everything in our power to ensure that you are satisfied with your insurance experience, so let us know if there is anything that we can do for you!

Read More

Servicing States

  • Massachusetts

Testimonials


More Testimonials

Partner Carriers

  • Arbella Insurance
  • Commerce
  • Mass Property
  • New London County Mutual
  • Norfolk and Dedham
  • Pilgrim
  • Plymouth Rock
  • Safety
  • Travelers
  • Vermont Mutual