Vargas & Vargas Insurance

1133 Washington St
Dorchester, MA 02124

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Tips for Meeting Your Neighbors

Whether you’re moving within the city, or are a new Boston-ite, settling into a new home can be exhausting. Getting settled in amongst half-unpacked boxes is no one’s cup of tea, but there is always the chance to unwind and be social by meeting your neighbors. If you have trouble with getting to know people, here are a few tips on how to meet your new neighbors.

  • Spend time outside. If you’re cloistered in your home, it’s hard to meet new people. Do some yardwork, take a walk, or go to a local park with your kids (or a dog park with your fur babies). Start introducing yourself!
  • Take a gift. You don’t have to wait for your neighbors to initiate a housewarming gift. Take over a plate of cookies or a bottle of wine and use it as a way to make others’ acquaintance.
  • Throw a party. You don’t have to have a fancy soiree, just invite the people on your street over for finger foods and drinks – you’re sure to make lots of new friends!

Once you know some of your new neighbors, consider swapping contact information with them. It’s always nice to have someone nearby that’s willing to keep an eye on your home while you’re on vacation or a source of help if you’re ever laid up and could use someone to pick up a prescription or a few groceries for you.

Boston is a very friendly place, so getting to know your neighbors should be easy and fun. And don’t forget to tell them about the great deal that Vargas and Vargas Insurance Agency got you on home insurance for your new place! Invite them to call us at 617-298-0655 and have them mention your name!

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February 2018 Newsletter


Happy February!
I thought that I would start this month’s message with a positive message:

“No winter lasts forever; no spring skips its turn.” 

-Hal Borland
It’s been a rough winter for many of us! With all of the really cold weather, there have been many claims around frozen pipes, check out our blog below on what to do to prevent pipe freeze-ups and Ice Dams.
Check out the story behind Saint Valentines Day, Click here to read more.
February marks the beginning of Black History Month. Each year Americans set aside this month to focus their historical hindsight on the contributions that people of African descent have made to this country.  Wmust celebrate ourselves and do it loudly.  No matter the shape, size, hue or ability, all of our stories matter and they deserve to be told through our lens. I recently read this article on the Queens of Black History Month, that I found very interesting, Click here to read it.
Life Insurance is LOVE Insurance, which makes February and Valentines Day a perfect time to remind you of the need for Life Insurance.  The majority of Americans would have trouble paying for living expenses immediately or shortly after the primary wage earner in the house dies.  Please click here to read more on how much life insurance you should carry. Have questions? Please click here and we will contact you to review your questions and your current life insurance.
I recently had the pleasure of cooking with guest chef Adelina Armas of International Food Gourmet in Brockton. Adelina shows Sharon and me how to make chicken breasts stuffed with prosciutto, mozzarella and spinach., Click here check out the latest “Get Fresh” cooking show below.

Click here to watch the video.

There are lots of great things to do in and around the Boston area this month, please find some fun family things to do below.

Carlos

PPS, What I learned today, “Which zodiac signs are a love match “ Click here 

 

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Prequalification vs. Preapproval: What’s the Difference?

When you’re looking to purchase a home, there are many steps that you need to take. One of the most important is meeting with a lender to discuss how much they are willing to give you for your home. Depending on who you talk to, this will usually be called ‘prequalification’ or ‘preapproval.’

You may be wondering what the difference is between the two terms is, and thankfully the answer is easy: they are practically the same thing. There are some distinctions (for example, preapproval is typically a more involved and sometimes requires you to pay an application fee), but you can consider the terms synonymous. The important part is that your prequalification or preapproval is a letter from your lender that states how much they are willing to lend you for your mortgage, with certain stipulations. It’s also important to note that these are not guaranteed loan offers.

The amount indicated in your preapproval letter will be a key point in determining the houses that you are able to afford, so do your best to maximize your preapproval amount. There are a few things that you can do to increase the amount lenders are willing to give you. One of the most important things that you should do is to make sure that your credit score is as high as possible. Read more on the “lingo” in the home buying process here.

Once you’ve found your next home, make sure that you call Vargas and Vargas Insurance Agency at 617-298-0655 to get a Massachusetts home insurance quote. We will work with you to ensure that you and your loved ones are protected with a great home insurance policy.

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