Frequently Asked Questions and Articles

GENERAL

• Why you should use an independent insurance agent?
• How to prepare a household inventory?
• Stop and Think Before Purchasing Insurance Online
• Families Should Have an Emergency Communication Plan
• When Moving Remember to Update Insurance Policies
• Act Quickly to Minimize Damage from Identity Theft
• Determining What Coverage Limits You Need for Auto and Homeowners Insurance
• Tell Your Teens; Stop Texting and Drive
• Tips to Find Affordable Car Insurance for Your Teen Driver  
• Review Your Business Interruption Coverage So You Can Stay in Business
• Have you recently sold a business or investment property?
• Contactors: Are You Liable? Protect Yourself from Home Worker Lawsuits
• Protect your small business

AUTO

• Automobile Insurance 101
• Reducing Your Auto Insurance Costs
• Protecting Your Car From Thieves
• How much do I need?
• What affects the price?
• How to Be a Wise Buyer of Auto Insurance
• Is Your Auto Insurance Right?
• How Careful Driving Pays Off  with Lower Insurance Rates
• Make the Right Decision When Choosing an Auto Repair Shop
• Steer Clear of Car Accidents
• The Magic Number: Understanding Car Insurance Rates
• 10 Ways to Gear Up for a Family Road Trip
• Can I Borrow Your Car -- And Your Insurance?
• When Should You Drop Collision Coverage?
• Why State Minimum Coverage May Not Be Enough
• How to Find a Trustworthy Car Mechanic
• Take Precautions in Severe Weather Driving
• The Pros and Cons of Employee Leasing
• Thinking of Buying a New Car? Be Sure to Consider Insurance Costs
• Stay Cautious on Deadliest Driving Days
• Endorsement or Separate Policy: What's the Best Way to Insure Your Motorcycle?
• The Importance of the Annual Insurance Checkup
• Companies and Employees Reap Rewards from Safe Driving
• Add a Student  Driver to Your Policy Without Breaking the Bank

HOME

• Homeowners Insurance 101
• How to make a claim?
• Condominium Owners Insurance 101
• Renter's Insurance 101
• Flood Insurance 101
• Consumer guide to fire safety rules.
• Homeowners - Are You Underinsured?
• How Much Homeowners Insurance Do You Need?
• What Additional Living Expense Coverage Means to Homeowners
• Simple Steps to Burglar Proof Your Home
• Save Premiums by Raising Policy Deductibles
• Renter's Insurance - A Small Investment for a Potentially Large Benefit
• Tips for Buying Homeowner's Insurance
• Earthquake Protection - Do You Need Coverage?
• Barbecue Safety
• Make Sure You Know What Your Condo Insurance Policy Covers
• Are Your Home's Fire Alarms Working Properly?
• Market Down? It Doesn't Mean You Can't Sell Your Home
• Ask your Attorney at Purchase of Home
• Top 10 Common Mistakes In Buying Homeowners Insurance

LIFE

• Why do I need life insurance?
• What type is best for me?
• What are Annuities?
• Are you saving enough or too much?
• Build Your Own Pension Plan...
• Create a Living Will to Protect Your Final Wishes

FLOOD

• Why Everyone Needs Flood Insurance
• Above Average Hurricane Activity Excepted This Year

RETIREMENT AND INVESTING

• Three Compelling Reasons
• Comprehensive Financial Planning

MORE INFO

• Visit the Insurance Information Institute (III) website for more answers to your insurance questions.